Financial Feminist

Financial Feminist is a book and podcast hosted by Tori Dunlap, a financial expert and advocate for women's financial empowerment. The book and podcast provide practical advice and resources for women to achieve financial independence and break down societal barriers that hinder their financial success. It covers topics such as budgeting, investing, negotiating salaries, and building wealth.

Financial Equality

Financial equality refers to the equal access to financial resources, opportunities, and outcomes for all individuals, regardless of gender, race, ethnicity, sexual orientation, or other factors. It encompasses concepts such as equal pay for equal work, access to affordable credit, and equitable financial education. Financial equality is crucial for achieving social justice and economic empowerment.

Financial Independence

Financial independence is the state of having enough financial resources to live comfortably without relying on employment or other external sources of income. It allows individuals to pursue their passions, make choices based on their values, and achieve greater freedom and control over their lives. Financial independence is often achieved through saving, investing, and generating passive income.

Investing

Investing is the act of committing money or other assets to the expectation of generating a return or profit. It involves allocating resources to various financial instruments, such as stocks, bonds, real estate, or businesses, with the goal of increasing wealth over time. Investing can be a long-term strategy for building wealth and achieving financial goals.

Renting

Renting is a housing arrangement where an individual or family pays a periodic fee to occupy a property owned by another person or entity. It provides flexibility and avoids the responsibilities of homeownership, such as maintenance, property taxes, and mortgage payments. Renting can be a financially sound decision, especially in markets with high home prices and interest rates.

Patriarchy

Patriarchy is a social system where men hold primary power and predominate in roles of political leadership, moral authority, social privilege, and control of property. It is characterized by a hierarchical structure that favors men and disadvantages women. Patriarchy can manifest in various forms, including gender inequality, sexism, and discrimination against women.

Financial Advisor

A financial advisor is a professional who provides financial guidance and advice to individuals and families. They help clients develop financial plans, manage investments, and make informed decisions about their money. Financial advisors can specialize in various areas, such as retirement planning, estate planning, and tax planning. It is important to choose a financial advisor who is a fiduciary, meaning they are legally obligated to act in your best interests.

Index Fund

An index fund is a type of mutual fund or exchange-traded fund (ETF) that tracks a specific market index, such as the S&P 500. It aims to replicate the performance of the index by investing in all of the securities included in it. Index funds are known for their low costs, diversification, and passive management, making them a popular choice for long-term investors.

VTI

VTI is the ticker symbol for the Vanguard Total Stock Market ETF, a widely popular index fund that tracks the performance of the entire US stock market. It provides broad diversification across all sectors and market capitalizations, making it a core holding for many investors. VTI is known for its low expense ratio, making it a cost-effective way to invest in the US stock market.

VTSAX

VTSAX is the ticker symbol for the Vanguard Total Stock Market Index Fund Admiral Shares, a mutual fund that tracks the performance of the entire US stock market. It is similar to VTI but is available only to investors with a minimum investment amount. VTSAX is also known for its low expense ratio, making it a cost-effective way to invest in the US stock market.